Terms of Use

General Terms and Conditions of Use for AndCover

It is the creator, owner, and maintainer of the website AndCover, whose domain is AndCover.com.

AndCover website provides education on the many financial products and services available to people around the world, including credit cards, loans financing or investments.

The content is rich with information that can help you make better decisions when it comes time for your next big purchase!

Our General Terms and Conditions of Use are available to the user at any time through the address: https://AndCover.com/terms.

The provisions of the Privacy Policy of AndCover website, available at the address: https://AndCover.com/privacy-policy, as well as the legislation in force, apply jointly to these Terms and the use of the website.

AndCover website is a place for people to connect with one another. The General Terms of Use will ensure that you’re responsible and aware in order to make the best decisions possible while using this site, as well as hold us accountable if anything goes wrong!

We trust our customers and partners to make the right decisions about their finances. We don’t interfere in any process, so that final approval for business loans or offers of credit always lies with them following criteria set out by you-the borrower/partner. If there’s anything else we can help with please let us know!

1. ACCEPTANCE

1.1. When accessing AndCover, the User AGREES to respect the General Terms and Conditions of Use and the Privacy Policy of AndCover.

1.2. By accessing and/or using AndCover, the User declares to be at least 18 (eighteen) years old, and to be legally permitted to use this website by the laws of your home country. Also, the User accepts the terms and conditions of these Terms of Use for all legal purposes.

1.3. If the User does not fit the above description and/or does not agree, even in part, with the terms and conditions contained in these Terms and Conditions of Use, he shall not access and/or use the services offered by AndCover, as well as the websites and services operated by it.

2. CONTACT

2.1. The User has this service to solve all their doubts, solve any problems and submit complaints or other information about products/services available at AndCover.

2.2. Contact can be made through the form found at https://AndCover.com/contact/

3. RESPONSIBILITIES OF THE PARTIES

3.1. The user must carefully read all of the conditions and policies stated in order to use our services. He understands that he is agreeing with these terms when using them, so there’s no need for him or her to go through this list again at home on their computer screen!

3.2 AndCover provides links and/or redirects the user to other websites, where they may contract services or purchase products from respective companies without any kind of interference.

3.3 If the User is redirected to the company’s website page advertised on the website, the User must carefully read and expressly agree with the terms and conditions of use and the privacy policy of the advertised company.

3.4 AndCover has no responsibility: (a) for the general terms and conditions of use and the privacy policy of the advertised companies; (b) for the information about the services and/or products advertised; (c) on the services and/or products that may be offered and/or contracted from the advertised companies.

3.5 AndCover is not responsible for any virus, malware, spyware, trojan, or any software that may damage or change the configuration of the Users’ equipment as a result of browsing or using the internet or as a result of transferring data, texts, images, files or audios.

3.6 Users are fully responsible for keeping the operating system of their equipment up to date and with antivirus programs.

3.7. AndCover is not responsible for any losses and damages arising from the irregular use of AndCover website and/or acts of God and/or force majeure.

3.8 AndCover does not send or request deposits or bank transfers for the granting or approval of any financial product.

3.9 AndCover does not send emails to Users requesting confirmation of data or registration with executable attachments (for example .exe, .com, .scr, .zip, .rar), nor links for downloading, and if you receive one, please let us know through the website itself, using the contact form at https://AndCover.com/contact/.

3.10 Without prejudice to the other provisions of these Terms of Use, the User is obligated to:

(a) Not violate any rights of third parties when using AndCover;

(b) Not to use AndCover to watch over or harass third parties;

(c) Not to engage in fraudulent, illegal, dishonest, or improper activities while using AndCover website; and

(d) Respect the conditions established in these General Terms of Use and the Privacy Policy, as well as current applicable legislation;

4. MODIFICATION OF TERMS AND CONDITIONS

4.1. AndCover reserves the right to change these terms at any time and for whatever reason, without prior notice.

4.2 By using AndCover Website, you agree to our terms and conditions. You also acknowledge that these have a mandatory binding character which means if we want them enforced then there’s no turning back!

5. TERMS OF USE PERIOD OF VALIDITY

5.1. AndCover will be in force for an indefinitely long period of time. Any claims arising from the use must go through a legal process within 90 days after they arise, otherwise it is too late to object! the object of this claim.

6. LEGISLATION AND JURISDICTION OF ELECTION

6.1. These General Terms of Use must be read and interpreted in conjunction with our Privacy Policy. Both are governed by the laws, regulations, policies governing their use; it is important that you do not interpret them singularly without considering all aspects thereof!

6.2. By signing up for our service, you are accepting all terms and conditions.

There is no other focus than this contract between us in making sure that your questions get answered!